Why Use a Mortgage Adviser?

Save time, stress & shoe leather

Take the leg work out of financing your property through engaging 24seven Mortgages as your mortgage advisor. We do all the hard work for you - and present you with some lending options !
Why Use a Mortgage Adviser?

If you’re buying your first home or investment property or looking to move to a bigger and better one – speaking to a 24seven mortgage adviser is a good first step.

A 24seven mortgage advisor will sit down with you, usually in your own home or another location easy for you, and show you a range of loans available from different lenders. They will then help you narrow them down to a loan that is most appropriate for your needs.

Assessing Your Needs

A 24seven mortgage advisor will take the time to understand your needs, discuss your financial circumstances, and identify your loan requirements. As a first step they will discuss your property goals, factoring in your loan requirements in light of your lifestyle, job, family, and other aspects. They will also discuss the type of documents needed to assist you to make a loan application – such as pay slips and tax returns.

Once they have a clear understanding of your financial situation and goals, your broker will be able to advise you on your home loan options.

Comparing Loans

As part of their service, your mortgage advisor will recommend one or more home loans that fit your borrowing needs. They will be able to search through their database – which usually includes multiple lenders- to zoom in on specific loan products that meet your requirements, discussing their details and features with you.

The sophisticated software advisors now use will give you not only a broad view of your lending options, but also a tight analysis on real specifics of the loans that have been identified as meeting your needs.

Managing the Loan Process - From Start to Finish

When you've chosen the loan you’re comfortable with, your mortgage advisor can help you fill out the necessary paperwork to get the loan process underway. This might include submitting your home loan application on your behalf and communicating with all the relevant parties until your home loan is approved.

If you decide you want to switch home loans or refinance at a later stage, your mortgage advisor can also help you source new loans and give you advice at every step of the way. Or when those fixed rate terms come up for review we will notify you well ahead of time - and go to work on your behalf to negotiate the best terms and rates again.

Save Time

Your 24seven mortgage advisor will do the hard yards for you, making it easier to find a loan suited to your needs. Moreover, they’ll manage the application and approval process, leaving you quality time to spend in other important areas of your busy life.

  • What is a Mortgage Broker?
    A Mortgage Broker is your own personal mortgage consultant who can come to you at a time and place that suits you. We source and negotiate housing loan packages and options that best suit your needs. We have a wide range of lenders, from Main Banks to Non Banks to Other Lenders we have access to a broad range of products and options.
  • Why use 24seven Mortgages?
    We are available at a best time that suits you. We guarantee an appointment within 24 hours and will take the hassle out of getting a mortgage. We are a team of ex-bankers who know how the banks think.
  • If the banks pay 24seven Mortgages a commission is this then added on to the cost of our loan?
    No...The lenders that use our service pay us as we are another channel from which they obtain business, as is as a bank branch or mobile manager. The cost of obtaining business from 24seven Mortgages is comparable to these other channels the banks choose to use. For this reason it will cost you no more to use 24seven Mortgages.
 
Why Use a Mortgage Adviser?

Expert Advice

Your 24/7 mortgage adviser knows what loans are out there, so you can expect to receive professional advice on the most suitable loan options.

Reduce Stress

– Your adviser can reduce stress by helping you source the most appropriate mortgage as well as keeping you updated throughout the whole mortgage process.

Choose a PAA Mortgage Adviser every time, because they must:
  • Be open, honest and sincere;
  • Act impartially;
  • Act fairly and carefully;
  • Be professional;
  • Act independently of any lender;
  • Have relevant and current experience;
  • Represent at least six lenders;
  • Have passed appropriate qualifications;
  • Tell you the source of all commissions;
  • Have at least $1 million in professional indemnity insurance cover;
  • Offer a full range of product types and options;
  • Have an acceptable personal record;
  • Have completed an approved training programme.

 
 


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