20% Deposit Loans
With at least 20 % deposit you are in the optimum lending position....
You may be very surprised how much deposit you actually have available ... for example you can use a combination of the following;
- Your own cash $$ savings
- KiwiSaver Withdrawal (minimum of 3 years Kiwi Saver contributions)
- KiwiSaver Housing NZ Deposit Subsidy - You may qualify for $1000 for every year you have regularly contributed to your Kiwi Saver fund - to a maximum of $5000 (we will help you with all of this paperwork :)
- Gifted Deposit
- OR you can team up with other borrowers to put together your deposit and purchase a home.
- Guarantor - a close relative with property security
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